Welcome to BMW of Rochester Hills's Finance Department-your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. We also offer a variety of financial resources for Rochester Hills, MI, drivers to try out. Check out our New Inventory. 

Get to know all about our finance center and the resources we have to offer below before starting your BMW buying or leasing process.

BMW Lease Returns

Decide Between Leasing vs. Financing

We think everyone who wants to feel the exhilaration of driving a BMW should be able to. That's why we offer both financing and leasing options for our shoppers.

We know that some drivers enjoy the variety and flexibility that comes with leasing. With a lease, you can get behind the wheel of a different BMW model every few months and experience different levels of power and luxury each time.

On the other hand, many of our shoppers also take pride in owning and taking care of their very own BMW. Plus, when your purchase a BMW, you get to customize it any way you want and not have to think about the number of miles you accumulate.

Our team is happy to weigh in on the pros and cons of each to help you decide which option is best for you.

Convenient Credit Application

Applying for credit is the most technical part of the BMW buying journey, but it can also be the most exciting as you're taking concrete steps to get the vehicle you want.

Our digital credit application enables you to apply for an auto loan from anywhere that you have internet access. Once submitted, a specialist will get to work searching for the right lender and payment terms for your credit score and needs.

Based on the model you're interested in, we can also match you with any applicable lease or financing specials. These specials and deals can include a set monthly, low APR, and more depending on the particular offer.

Trade-In Your Vehicle

Our finance professionals can also appraise your current car so that you can put its value toward your BMW. While an expert will evaluate your vehicle in person, you can get an online estimate by using our CARFAX evaluation tool.

All you need to do is enter your license plate number, VIN, or the year, make, and model of your car to start.

This process takes minutes and provides you with an accurate estimate of your car's current value. Also, you can choose to either trade it in or simply sell it to us if you're not ready for another vehicle yet.

Shop for Your Next BMW

The finance professionals at BMW of Rochester Hills are prepared to assist Rochester Hills, Michigan, drivers figure out their BMW payment plan. Not only do we have useful online tools to kickstart your journey, but we will work with you one-on-one to create a personalized plan that fits your needs. 

Contact us today to talk about your options.


BMW of Rochester Hills

45550 Dequindre Rd
Directions Shelby Township, MI 48317

  • Sales: (888) 294-1015
  • Service: (248) 997-7700
  • Parts: (248) 997-7700


  • Monday 9:00AM-8:00PM
  • Tuesday 9:00AM-6:00PM
  • Wednesday 9:00AM-6:00PM
  • Thursday 9:00AM-8:00PM
  • Friday 9:00AM-6:00PM
  • Saturday 10:00AM-4:00PM
  • Sunday Closed